Composite loan | Plot purchase loan | Essel Home loans


Constructing your own home, planning its architecture and designing its interiors is an unique and fulfilling experience. With EFHLL's Plot Purchase & Construction Loans for salaried & self-employed. You can build your home your way, tailored as per your imagination and well-matched to your family's needs.

  • Salaried / Self-Employed / Professionals / Non Resident Indian (NRI)
  • You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.
  • The maximum period of repayment of a loan shall be up to 20 years for the Repayment option.
  • The tenure of the loan is also dependent on the customer's profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of EFHLL.
    Loan Amount Maximum Funding
    5 lacs to 25 lacs 100% of construction estimate or 80% of Market value.
    *Subject to market value of the property and repayment capacity of the customer, as assessed by EFHLL.
  • Fixed Home Loan – 1 Year Fixed Rate Rate of Interest will be depending on the risk profile of the customer and the product opted by the customer.

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