LOAN AGAINST PROPERTY

Avail EFHLL's loan against property for your personal or business needs. Both residential and commercial properties can be mortgaged for taking a loan against property.

  • Salaried / Self-Employed / Professionals
  • You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.
  • The maximum period of repayment of a loan shall be up to 15 years for the Repayment option.
  • The tenure of the loan is also dependent on the customer's profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of EFHLL.
  • MAXIMUM LOAN AMOUNT
    Loan Amount Maximum Funding
    5 lacs to 25 lacs60% of Market Value
    *Subject to market value of the property and repayment capacity of the customer, as assessed by EFHLL.
  • Fixed Rate – 1 Year Fixed RateRate of Interest will be depending on the risk profile of the customer and the product opted by the customer.

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